Navigating Digital
Finance
Innovation
Strategic guidance on CBDCs, asset tokenization, virtual assets and regulation.
Navigating Digital
Finance
Innovation
Strategic guidance on CBDCs, asset tokenization, virtual assets and regulation.
About Us
About Us
Established in 2011 by Stephen Phillips, IMHOTEP Consulting advises central banks, regulators, and financial institutions on shaping the future of money. We integrate regulatory foresight with deep technical fluency to design secure, scalable frameworks for CBDCs, stablecoins, and tokenized financial systems, positioning clients to lead confidently in a rapidly evolving digital economy.
Financial Institutions
Shape enterprise-wide digital asset strategies, aligning tokenization, stablecoins, and custody solutions with long-term business models.
Advise executive teams on regulatory positioning, partnership ecosystems, and operational readiness for CBDC and tokenized finance integration.
Support scenario planning for liquidity, capital markets, and risk management in a multi-asset future.
Regulators & Central Banks
Co-develop regulatory frameworks, sandbox initiatives, and supervisory tools for emerging digital asset classes.
Lead strategic design and implementation of CBDC pilots, cross-border corridors, and interoperability models.
Build institutional capacity to monitor, assess, and respond to systemic risk across DeFi, stablecoins, and tokenized ecosystems.
Established in 2011 by Stephen Phillips, IMHOTEP Consulting advises central banks, regulators, and financial institutions on shaping the future of money. We integrate regulatory foresight with deep technical fluency to design secure, scalable frameworks for CBDCs, stablecoins, and tokenized financial systems, positioning clients to lead confidently in a rapidly evolving digital economy.
Financial Institutions
Shape enterprise-wide digital asset strategies, aligning tokenization, stablecoins, and custody solutions with long-term business models.
Advise executive teams on regulatory positioning, partnership ecosystems, and operational readiness for CBDC and tokenized finance integration.
Support scenario planning for liquidity, capital markets, and risk management in a multi-asset future.
Regulators & Central Banks
Co-develop regulatory frameworks, sandbox initiatives, and supervisory tools for emerging digital asset classes.
Lead strategic design and implementation of CBDC pilots, cross-border corridors, and interoperability models.
Build institutional capacity to monitor, assess, and respond to systemic risk across DeFi, stablecoins, and tokenized ecosystems.
Our Unique Value
Our Unique Value
Regulatory Foresight
Anticipating global policy shifts (FATF, FSB, BCBS) so you can stay ahead of tomorrow’s rules today.
Technical Architecture
Blueprinting secure, scalable CBDC and token-based infrastructures that integrate with existing RTGS/ACH and interbank systems.
Strategic Leadership
Shaping financial-technology strategy and forging high-impact partnerships to drive digital-finance initiatives from concept to reality.
Regulatory Foresight
Anticipating global policy shifts (FATF, FSB, BCBS) so you can stay ahead of tomorrow’s rules today.
Technical Architecture
Blueprinting secure, scalable CBDC and token-based infrastructures that integrate with existing RTGS/ACH and interbank systems.
Strategic Leadership
Shaping financial-technology strategy and forging high-impact partnerships to drive digital-finance initiatives from concept to reality.
Core Services
Core Services
CBDC & Tokenization Strategy
Executive advisory on CBDC frameworks, strategic roadmaps for retail and wholesale tokenization initiatives; optimization of ledger architecture, privacy and consent mechanisms (zero-knowledge proofs; selective disclosure), and cross-border interoperability planning.
Regulatory & Compliance Leadership
Strategic guidance on virtual-asset policy and oversight, enterprise-grade sandbox design (eligibility; governance; KPI monitoring), VASP licensing frameworks, travel-rule adoption, and FATF recommendations, corporate compliance program development (KYC/AML; transaction monitoring; regulatory reporting), integration of compliance processes across business lines.
Tokenized Financial Ecosystem Design
Strategic planning for multi-party tokenization platforms, architecting asset-onboarding workflows (custody solutions, legal wrappers, oracle integration), market infrastructure design (liquidity pools; settlement protocols), and coordination of stakeholder partnerships.
Enterprise Risk & Monitoring Strategy
Leadership in AI-driven risk analytics design, development of real-time monitoring dashboards for DeFi and stablecoins, orchestration of data governance policies, and creation of executive reporting frameworks for systemic-risk oversight.
Testimonials
Testimonials
"Throughout the period that I have worked with Stephen. He has been professional in his conduct with a very pleasant personality. His ability to keep his calm and get to the bottom of issues are some his God given gifts. It is truly an honour knowing such a personality."
Rakiya Mohammed, Director, Information Technology Department, Central Bank of Nigeria
"Stephen's extensive experience in building CBDCs has been a great help in setting up Carib$ - the Complementary Currency for the Caribbean. Furthermore, it is very enjoyable and inspiring to work with him."
Dr. Jan Schröder, CaribCoin Inc., Chief System Architect
"Throughout the period that I have worked with Stephen. He has been professional in his conduct with a very pleasant personality. His ability to keep his calm and get to the bottom of issues are some his God given gifts. It is truly an honour knowing such a personality."
Rakiya Mohammed, Director, Information Technology Department, Central Bank of Nigeria
"Stephen's extensive experience in building CBDCs has been a great help in setting up Carib$ - the Complementary Currency for the Caribbean. Furthermore, it is very enjoyable and inspiring to work with him."
Dr. Jan Schröder, CaribCoin Inc., Chief System Architect
"Throughout the period that I have worked with Stephen. He has been professional in his conduct with a very pleasant personality. His ability to keep his calm and get to the bottom of issues are some his God given gifts. It is truly an honour knowing such a personality."
Rakiya Mohammed, Director, Information Technology Department, Central Bank of Nigeria
"Stephen's extensive experience in building CBDCs has been a great help in setting up Carib$ - the Complementary Currency for the Caribbean. Furthermore, it is very enjoyable and inspiring to work with him."
Dr. Jan Schröder, CaribCoin Inc., Chief System Architect
"Throughout the period that I have worked with Stephen. He has been professional in his conduct with a very pleasant personality. His ability to keep his calm and get to the bottom of issues are some his God given gifts. It is truly an honour knowing such a personality."
Rakiya Mohammed, Director, Information Technology Department, Central Bank of Nigeria
"Stephen's extensive experience in building CBDCs has been a great help in setting up Carib$ - the Complementary Currency for the Caribbean. Furthermore, it is very enjoyable and inspiring to work with him."
Dr. Jan Schröder, CaribCoin Inc., Chief System Architect
Book Now
Book Now
Ready to redefine your digital-finance strategy?
Book a 30-minute strategy session with an expert advisor.
Ready to redefine your digital-finance strategy?
Book a 30-minute strategy session with an expert advisor.
